Category Archives: Reviews

No Sale No Fee Conveyancing: The Pros and Cons

When searching for a conveyancer to deal with the sale or purchase of your home, you may come across some offering ‘no sale, no fee’ deals. Is this the best option for you? We look at the advantages and disadvantages of no sale, no fee conveyancers to help you decide.

What does no sale no fee really mean?

In no sale no fee conveyancing, you are only charged for a solicitor’s services once the transaction is complete. Usually, you will pay an initial deposit to secure the no sale no fee deal but will then not pay any more to your solicitor until the sale is completed. This can be particularly beneficial in cases where a house sale falls through, whether this is through gazumping, gazundering, a break in the chain, poor surveys or because someone simply changes their mind. However, you may still have to pay for searches carried out by third parties such as Land Registry.

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What are the advantages of no sale no fee deals?

The main benefit is that you only pay for the solicitor’s services when the sale is successfully completed. This can be particularly beneficial if your sale has fallen through because of gazumping or some other factor beyond your own control. Many may find it an attractive option in times when the housing market is slow or if they are selling the property themselves.

Instructing a conveyancer in a no sale no fee deal will usually mean paying a deposit. According to the HomeOwners Alliance failed attempts to buy and sell property sees more than £500 million a year go to waste. A small fee upfront could save you as much as £1,500 further down the line.

In some cases, some conveyancing firms, such as Sam Conveyancing, will move your deposit to another property transaction if the first falls through. However, it is important to check if this is an option with your conveyancer first. Some may let you carry out searches on a different property for free, but this is a goodwill gesture for staying with them and is by no means offered by all no sale no fee conveyancers. You must check the fine print first to see whether this is included and whether new property purchases must be within a certain time frame.

No win no fee conveyancers may also be an attractive option for those who are undecided on whether they want to progress with a purchase but need to show they have appointed a conveyancer.

What are the disadvantages of no sale no fee deals?

While the conveyancer is not paid in full until the transaction is complete, you still have to pay for searches and other disbursements. They are usually non-refundable, and so you will be out of pocket on these if the sale does fall through. In most cases, you have to pay an initial deposit which is also non-refundable.

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No sale no fee offers are not universally available. They cannot be used in certain transactions such as a property being sold at auction or subject to a chain.

Another downfall of a no sale no fee deal is that you may end up paying more overall. Some firms may charge a success fee in addition to their standard fees, while some may require a monthly retainer whether or not the sale progresses. You may also incur some hidden costs, such as administration fees. Always be sure to check out the fine print and be fully aware of all implications before signing up to a no sale no fee offer.

Splendid, Slough in the County of Buckinghamshire

The large town of Slough is situated in the county of Buckinghamshire, approximately twenty miles west of London.  A great commuter town for the (approximate) 164,000 residents, many of whom work in the busy City but want the beauty of a more rural community. This thriving, multicultural town attracts potential residents and workers from all over the country and has the highest concentration of company headquarters that have set up base in its trading estates, outside London itself. The power station there has been steadily supplying power to the massive trading estate it is based on since 1920.

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There is also a huge retail outlet for the residents to enjoy alongside several splendid primary and secondary schools for the children to attend. The hard-working students who attend the schools are amongst the top ten best academic achievers in the country.

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The residential areas are growing quickly, in order to house all the families that want to set up home in this thriving community. The army of builders are working hard to clear any derelict buildings in order to erect new homes, doctors’ surgeries, dentists, veterinary practices and hospitals. The team operating the diggers are very careful not to damage any electrical cables, phone lines, gas pipes or sewers.  If they find any pipes that are cracked they may well decide that a Drain Lining Slough  company could repair them and contact a professional company such as http://www.drainpower.co.uk/drainage-services/drain-lining/drain-lining-slough/ to sort out the problems.

The Old Firm derby that ignites a city

Glasgow is renowned as being a tough place. Its hard streets belie a city of cultural status. It has the largest population in Scotland and is the fourth largest in the UK. It is a proud city full of prouder people, and rightly so, due to its heritage as a great ship building area. Whilst this has fallen away with time, the city has maintained its populus and is now know for its financial sectors. It also has a prosperous tech industry with companies like Web Design Glasgow based organisation https://www.design-hero.com/web-design/local-web-agency/glasgow/ for example.

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To show how proud the city is it comes together, or more correctly divides, for four very important games in the year. They are usually the defining games of the Scottish premier league. It’s the match between Glasgow Rangers and Glasgow Celtic. To say that it is played with passion is a very big understatement.

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It is reckoned to be one of the oldest derby matches (where 2 teams from the same city or town play against each other) in the world. So far, it is Rangers that have won the most matches with 168 to Celtics 161. 101 of them have resulted in a draw. The game is played under the shadow of sectarianism. The Protestants favour Rangers and the Catholics support Celtic. This has led to many unfortunate clashes off the field as well as on it.

Deciding to downsize and move from a large family home to a small bungalow in Wiltshire

With the financial climate as difficult as it is at the moment, the rate of inflation rising alongside food and petrol prices soaring, lots of older couples are making the decision to downsize from a big family home to a smaller bungalow.  When you have a large property and your children have grown up and moved away to a different county, possibly Wiltshire, you could also make the momentous decision to sell your old family home and move to a smaller, newer home, possibly a bungalow to live closer to your children in Swindon, Wiltshire.

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With floors all on one level, a smaller more manageable garden, less maintenance on the property itself and somewhere safe to park your car with secure Garage Doors Swindon by a company such as http://www.upandoverdoorsltd.co.uk/garage-doors/garage-doors-swindon/  a bungalow could be the ideal new forever home.  Once you have found a suitable property to move to, the process of selling your current home can begin, a quick declutter, fresh coat of paint and tidy up of your unruly garden and you are set to get the Estate Agents around for a valuation.

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Hopefully your newly refreshed house will sell quickly, and you can put in an offer on the chosen new bungalow. Packing up your precious possessions and arranging the movers is next on the list of things to do. Once all the surveys and checks have taken place you can sign the final contracts and enjoy the big day when you take possession of the keys of your bungalow.

What is conveyancing?

You have probably congratulated yourself on getting through the initial stages of a mortgage application. Completing the agreement in principle, where the lender will give you an indication of the amount they can lend. The next stage is to complete a Needs and Circumstances conversation where you will give over all of your financial income and outgoings, the monthly budget you have available to pay the mortgage down and what type of mortgage you want.

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There then follows the process of conveyancing. This stage can seem to be you paying a lot of money for very little. It’s why you need to have a Conveyancing Cheltenham based company like Montpelier Legal on hand to help you get through it. They will be able to advise and guide you through the legal side of the purchase and keep you informed on all the stages.

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Basically, the Conveyancers will make sure that there are no legal bars from covenants, rights of way, potential compulsory purchases and if there are any issues from the survey that need to be dealt with. A good rule of thumb with a house purchase is that if you don’t hear from the Conveyancers, everything is going as it should be!

Finally, the conveyancers will be the ones that will take the money from the lender and then immediately pass it onto the builder or seller. Once this is confirmed you can receive the keys to the home from the seller, an official act of making it your own home.

More people than ever are playing football

Recent research has discovered that one in five people in the UK are regularly playing or participating in football. This figure is steadily increasing, and more people than ever are now playing the beautiful game. The FA also says that youth football is increasing in popularity across all sections of society, with increases in the number of women and girls playing, while the number of disability teams has also risen by 14%.

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Increase in participation

There have been a number of successful initiatives to encourage participation in football, with a year-on-year increase for the last few years. Football is the biggest participation sport in the UK by a long margin and looks set to continue its rise across all sections of society as the sport becomes more inclusive and more money is poured into encouraging participation in schools, among disabled people and among female participants.

Walking football

An interesting new type of football that is gaining in popularity is walking football. There are 800 clubs in the UK and this game offers a great low impact version of football as running is forbidden. Due to the massive new interest in walking football, the FA has had to draw up a rule book for the sport that everyone agrees on!

Football kits

The size of football squads has increased, as more players are getting involved in the game. With the increase in participation across all sections of society, there is an increase in the demand for football clothing and accessories, and many brands are benefiting from increased sales.

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Smaller games and pitches

Casual games of football are increasingly becoming the norm too, and many other variations of the game are also popular and growing in interest in the same way that walking football has developed a huge following. Other versions of football that are gaining in popularity are mini football games and 5-a-side games. Smaller pitches are often used for children’s games and games with fewer players than the traditional 11. This has also increased participation and enjoyment for smaller matches and for training sessions and skills development. Of course having enough room in the back garden to play can be very important, especially if you have younger ones keen to play. This can be something to consider if looking to buy a new house as making sure the garden is big enough could be the deal breaker, so if you are looking to move and need a deed of trust cost company then why not consider companies like Sam Conveyancing.

Do you need a specialist conveyancer?

Moving home involves making multiple key decisions that can be the difference between a short and long turn around, and also the difference between being in, or out, of pocket. We explore how choosing a specialist conveyancer can save homebuyers both time and money in comparison to appointing a traditional solicitor. They can help with everything from first time buyer right through to those looking for Park Homes for Sale in Gloucestershire such as those at http://www.parkhomelife.com/our-parks/orchard-park/

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What are specialist conveyancers?

A specialist conveyancer is a law firm that deals solely with the process of conveyancing (the legal side of house sales). As opposed to your local solicitor’s office, it doesn’t deal with family law, criminal or business law, or any other services that traditional solicitors firms deal with. Licensed conveyancers do not need to have a full solicitors qualification. Specialist conveyancing firms do not always have to operate out of a centrally located office either, as much of the conveyancing work can be dealt with over the phone or via email, which is why more and more specialist conveyancing firms are able to operate solely online.

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Why go specialist?

You local solicitors might have an excellent reputation, but the practice may also have just one person experienced at conveyancing and that one person may even work part-time, or dedicate half their workload to other areas of law. With more pressing legal issues and demanding clients to deal with, your house sale could easily be put on the firm’s back burner. At a specialist firm not only are all staff experienced in this specific legal area, but all clients will have equal priority. As a consequence, your house sale is likely to go through much quicker.

Solicitors tend to charge much higher fees than licensed conveyancers, even when they are likely to carry out the exact same work.

A specialist firm may also be more experienced in niche areas of the conveyancing process (e.g. buy to let), something that’s highly important in an industry that is becoming ever more complex. Always do your research to find the right conveyancer. Specialist conveyancers are highly experienced at the nuances of the conveyancing process.

For all these reasons it may well be in your interest to appoint a more specialist firm. A specialist conveyancer could save you both time and money, and if your house sale or purchase is particularly complex, they will be better equipped to deal with this.

What should be considered before the renovation project

Planning a renovation project is pretty nerve wracking, as well as being incredibly rewarding. It requires self control, patience, determination, and a strict ability to stay within budget guidelines. Here are some important factors that you will definitely want to consider before starting any home renovation project:

Materials – You can’t simply take a trip to the nearest hardware store and buy the cheapest material available. You must consider the cost, strength, building regulations, appearance and impact on the environment. You will want to give good consideration to all of these factors before choosing building materials or you can give yourself a big problem.

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Electricity – What requirements will you have in the new room? Should type of equipment needs to be installed, lighting or other large equipment? At the beginning of a renovation project, you should know where the electrical outlets are. That is why it is very important to know what the use of the space will be before you start working on it. To find out more about Builders Bishops Stortford, visit https://www.ashmereconstruction.co.uk/

Noise – Depending on the intended purpose of the room, are there noise considerations? Are you going to install a large home entertainment system? Does the room next to or above the room need to be soundproof?

Plumbing – If you plan to have equipment or water running in the room, you need to find out where the plumbing will be placed and the types of equipment to be installed. Does this appliance require special drainage?

Time – Give realistic thought to how long the renovation project will last. Many people underestimate this and leave themselves unprepared and in awkward situations. You could end up waiting for furniture delivery or experience building delays due to the weather – remember that Rome wasn’t built in a day.

Comfort – Depending on your intended use, how comfortable is the space you want? Will you be using the space for a workspace, playroom, or additional living room? This will affect your choice of flooring, heating and furniture.

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Waste – Think about how you will dispose of the waste generated from a renovation project. You won’t be able to do much if your space is full of debris and unwanted household items.

Storage – A common complaint in modern housing is the lack of adequate storage space. Think long and hard about what your storage needs are and factor this in from the start. Do you need a built-in wardrobe or a hidden shelf for example?

Flexibility – Think long term about your renovation and whether it will stand the test of time. Families evolve, needs change and rooms can be required to change from their original use. As much as possible, consider how your future needs may still be included in your plans for today.

 

Why construction businesses need young talent

The gender imbalance within the UK construction industry is widely known, with only 11% of the workforce being female and just 2% of those being employed in craft trade roles. Consequently, a considerable skills shortage has arisen. To address this, construction companies are placing a greater emphasis on attracting a more diverse range of employees to aid innovation and futureproofing.

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Why is there an imbalance?

When considering construction companies Manchester is home to a number of leading firms who specialise in cutting-edge design, build and project management. However, there remains a considerable lack of female employees within companies here and nationwide. A study undertaken by GenAnalytics and funded by the Scottish Government found that only 17% of surveyed construction staff were female, with these figures being in line with national statistics. This has highlighted a need for construction companies to improve their image, as they are often regarded as a last resort for young people who are unable to secure employment elsewhere and are consequently demotivated and do not complete their apprenticeships.

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What can companies do?

To address this, it is crucial for construction companies to enhance their relationships with colleges and schools to promote the positives of a career in construction. Showcasing these jobs to students can be a great way of encouraging new talent into the industry.

When considering construction companies Manchester based firms such as Piggot and Whitfield https://www.piggottandwhitfield.co.uk/services/ offer opportunities in design and build, construction and project management, highlighting the multitude of career options available. However, sending staff into schools results in fewer employees on the job, which impacts project deadlines and income.

Therefore, the GenAnalytics report advises education providers to work with construction companies to educate students on potential opportunities within the industry. Allowing teachers to develop a greater understanding of the roles available in the industry can also form an important part of the approach, along with taster sessions, open days and work placements. The Guardian also suggests having students come and visit construction sites to experience the industry firsthand.

Future partnerships between construction companies and education providers can be a mutually beneficial approach that helps to prevent skill shortages and gender imbalance within the industry, in addition to introducing young people to an exciting new career prospect they may not have previously considered.

Enhance the Power of Storytelling through Video Social Networking

Great motivational speakers across the world use the technique of ‘story telling’ to their audience. Researches by the psychologists indicate that a normal and monotonous speech will not produce a great impact on the listeners and all the thoughts generated during the speech vanish away in no time. By using the technique of ‘story telling’ good speakers can able to manage the minds of the audience with a high retention rate of the message conveyed through the motivational stories. Hence the concept of ‘story telling’ can be used as a marketing strategy especially in the online business. This is very much needed as there is no personal rapport is established in the process of any online marketing.

As a high rate of growing of the online marketing techniques adopted by various online marketers, a new marketing strategy has emerged through the concept of social networking. A serial of storytelling videos can being a new intimacy to your video social networking
which cannot be matched by normal promos, and even passive videos. By providing few suspense and some thrills in the ‘story telling’ approach, you can effectively retain your audience to return to your website to look for the succeeding episode. In fact this is a copied approach made by the popular serials in the favorite television channels. However these special videos have a prime advantage of viewing the previous episodes which the traditional television serial does not have.

Know more about Storytelling video
This seems to be new marketing approach of your products and services. Using this special technique online marketers can able to bring more traffic to their websites by creating a suspense or thrill in these stories. These special videos share information about your product and services in the form of a natural drama which are made in different installments as episodes. The series of such videos have the essentials like introduction, middle information and the end message. Every episode ends with suspense just like the television serials. With this technique you are taking your prospects in a sort of continuous journey, so that we never miss to visit your websites and even advocate other friends to visit your website. In these videos make your product or service as the favorite ‘hero’ so that it goes in the minds of the prospective clients and stay for long time.

In general it is very easy to use the power of storytelling through the video social networking and make a clear understanding of your products and services to your prospects and even to your existing customers. Let us see one example. If you are a plumber engaged in plumbing services at homes and use the storytelling technique instead of a formal introduction, you stand a better chance of creating a follow-up by your clients who watch your stories in the popular social networking.

By advocating such new methods of video marketing one should not ignore the traditional methods as the net users are still considered to be a minority in this digital world. These methods are used mainly to express your uniqueness and make you different from other competitors.